Our regular savings account is a great way to start saving for that vacation, home improvement or unexpected emergencies.

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of rate changes
We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every day. Interest will be credited to your account every quarter.

Minimum balance to avoid imposition of fees
A maintenance fee of $1.00 will be imposed every statement cycle if the balance in the account falls below $5.00 any day of the cycle.

Daily balance computation method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction limitations
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per quarter with no transfers by check, draft, debit card, or similar order to third parties.

Fees
A per item fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six during a quarter. This fee will apply if the minimum daily balance falls below $5,000.00 during the statement cycle.

A Christmas Club account helps you save money all year long, so you can have a healthy budget for the holidays. Open an account today.

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of rate changes
We may change the interest rate on your account at any time.

Determination of rate
At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency
Interest will not be compounded. Interest will be credited to your account at maturity.

Effect of closing an account
If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to open the account
You must deposit $5.00 to open this account.

Daily balance computation method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction limitations
You may not make withdrawals of principal from your account before maturity.